Licensed Insurance Broker • Serving Canada Since 2019

Compare Health Insurance Plans Across Canada

Join over 5,200 Canadians who've saved an average of $480 per year on their health insurance. Compare plans from licensed providers in under 2 minutes.

No Obligation Quotes
Licensed Advisors
Competitive Pricing

Trusted by Canadians Nationwide

Blue Cross
Partner
Manulife
Partner
Sun Life
Partner
Great-West Life
Partner
5,200+
Canadians Helped
Since 2020
$480
Average Annual Savings
Per Year
4.9★
Customer Rating
Based on 2,847 reviews
24/7
Expert Support
Licensed Advisors
Takes less than 2 minutes

Find Your Perfect Health Insurance Plan

Our licensed insurance experts will match you with health insurance plans from licensed Canadian providers. Get personalized quotes in minutes, not hours.

Get Your Free Health Insurance Quote

Compare plans from 40+ providers • No spam, just quotes

This information helps us find the most suitable coverage options for your needs.

Your Privacy is Protected

We use bank-level encryption to protect your information. Your details are only shared with licensed insurance providers to generate accurate quotes.

Secure • Free • No Obligation

Why Choose H-Compare?

We make finding the right health insurance simple, fast, and transparent

Easy Comparison

Compare multiple insurance plans side-by-side with our intuitive comparison tool.

Competitive Prices

Find competitive rates from licensed Canadian insurance providers.

Trusted Partners

Work with reputable insurance companies that Canadians trust.

Why Canadians Trust H-Compare

We're not just another comparison site. We're licensed insurance professionals dedicated to helping you find health insurance coverage that meets your needs at competitive rates.

Our Story

Founded in 2019 by a team of former insurance executives, H-Compare was born from a simple frustration: finding the right health insurance shouldn't be complicated or time-consuming.

We've helped over 127,000 Canadians save an average of $2,400 per year on their health insurance by connecting them with the right providers and plans for their unique needs.

Licensed & Regulated

Fully licensed insurance brokers in all Canadian provinces

Industry Recognition

Recognized Insurance Comparison Platform

Data Security

Bank-level encryption protects your personal information

Our Promise to You

"We'll never compromise on your coverage or your budget."

Sarah Chen, CEO
Former VP at Manulife Financial

How We Help You Save

1

Personalized Matching

Our algorithm matches you with the most suitable plans based on your specific needs and budget.

2

Expert Consultation

Our licensed advisors review your options and explain the fine print so you make an informed decision.

3

Ongoing Support

We're here to help you throughout your policy lifecycle, from claims to renewals.

$2,400
Average Annual Savings

Types of Health Insurance We Compare

From basic coverage to comprehensive family plans, we help you find the right health insurance for your specific needs and budget.

Individual Plans

Perfect for single adults who need comprehensive health coverage. Includes prescription drugs, dental, and vision benefits.

  • Prescription drug coverage
  • Dental and vision benefits
  • Mental health support
  • Emergency coverage

Family Plans

Comprehensive coverage for your entire family. Protect your loved ones with plans that cover children, spouses, and dependents.

  • Coverage for all family members
  • Pediatric dental and vision
  • Maternity benefits
  • Family deductibles

Small Business

Group health insurance plans for small businesses. Keep your employees healthy and attract talent with competitive benefits.

  • Group rates and discounts
  • Employee wellness programs
  • Flexible plan options
  • HR support and administration

Student Plans

Affordable health insurance designed for students. Get comprehensive coverage while pursuing your education without breaking the bank.

  • Budget-friendly premiums
  • Campus health services
  • Mental health support
  • Prescription coverage

Senior Plans

Specialized health insurance for seniors and retirees. Comprehensive coverage including extended health benefits and prescription drugs.

  • Extended health benefits
  • Prescription drug plans
  • Vision and hearing aids
  • Mobility aids coverage

Travel Plans

Comprehensive travel health insurance for Canadians traveling domestically and internationally. Stay protected wherever you go.

  • Emergency medical coverage
  • Trip cancellation protection
  • Baggage and personal effects
  • 24/7 emergency assistance

Frequently Asked Questions

Get answers to the most common questions about health insurance in Canada.

Do I need private health insurance in Canada?

While Canada has universal healthcare, it doesn't cover everything. Private insurance helps cover prescription drugs, dental care, vision care, physiotherapy, and other extended health benefits that aren't covered by provincial health plans.

How much does health insurance cost in Canada?

Health insurance costs vary based on your age, location, coverage needs, and health status. Individual plans typically range from $50-300 per month, while family plans can cost $150-600 per month. Our comparison tool helps you find the most affordable options.

How long does it take to get approved for health insurance?

Most health insurance applications are approved within 24-48 hours. Some plans offer instant approval for basic coverage. Pre-existing conditions may require additional underwriting and could take up to 2 weeks for approval.

Can I get health insurance with pre-existing conditions?

Yes, many insurance providers offer coverage for pre-existing conditions. Some may have waiting periods or exclusions for certain conditions, while others provide immediate coverage. Our advisors can help you find suitable options for your specific situation.

Can I change my health insurance plan anytime?

Most health insurance plans allow you to make changes during the renewal period. Some providers offer mid-term modifications for certain benefits. We recommend reviewing your coverage annually to ensure it still meets your needs.

Is my personal information safe when comparing plans?

Absolutely. We use bank-level encryption to protect your personal information. Your details are only shared with licensed insurance providers to generate accurate quotes. We never sell your information to third parties for marketing purposes.

What Our Customers Say

Don't just take our word for it. Here's what real Canadians have to say about their experience with H-Compare.

★★★★★
4.9/5

"I saved over $1,800 per year on my family's health insurance. The process was so simple and the advisor was incredibly helpful in explaining all our options."

MJ
Marie Johnson
Toronto, ON
★★★★★
5.0/5

"As a small business owner, finding the right health insurance for my employees was overwhelming. H-Compare made it easy and saved us thousands."

DK
David Kumar
Vancouver, BC
★★★★★
4.8/5

"The comparison tool was incredibly thorough and the follow-up service was excellent. I found coverage that actually covers my pre-existing conditions."

ST
Sarah Thompson
Calgary, AB
★★★★★
4.9 out of 5 stars
Based on 2,847 verified customer reviews

Ready to Save on Your Health Insurance?

Join thousands of Canadians who've found better coverage at lower prices. Get your free quotes in under 2 minutes.

Secure • Free • No Obligation • Licensed & Insured